Michelle Tay serves as Group Executive Director, AFSL Responsible Manager, and Head of Portfolio Solutions at The SILC Group, where she oversees financial management, regulatory compliance, and operational risk within the business spanning across a range of bespoke structures and asset classes including property, debt, and private equity. With extensive experience in banking and finance, particularly in syndicated corporate financing and structured transactions, Michelle brings a grounded approach to her role. During her tenure at Australia and New Zealand Banking Group, she managed diverse portfolios across industries and geographies, fostering a deep understanding of market dynamics and commercial acumen. Michelle’s qualifications from the Australian Institute of Company Directors, CPA Australia, and Monash University reflect her dedication to continuous learning. As Chairwoman of the SILC Philanthropic Foundation and a member of esteemed organizations, Michelle quietly champions community impact and ethical governance, striving to make a positive difference in the world.