Karen is an experienced finance professional with vast experience in all sectors of the banking industry, from the grassroots level to senior management. Possessing adaptive communication styles, combined with sound negotiation and influencing skills, her unique value proposition resides in her knowledge of the property and real estate market across an expansive 20-year career. As the leader of the Property Lending team at Bendigo Bank, she oversees business strategy, drive strategic customer outcomes, and has responsibility for quality and profitability of the property book. Outside of work, she co-chairs the Asian Australian Foundation Women’s Chapter ‘The Gathering Circle’.