{"id":25384,"date":"2021-10-05T07:13:24","date_gmt":"2021-10-05T00:13:24","guid":{"rendered":"https:\/\/www.asiapropertyawards.com\/?p=25384"},"modified":"2021-10-05T07:16:53","modified_gmt":"2021-10-05T00:16:53","slug":"indonesian-bank-subdises-housing-loans-to-make-cheap-homes-accessible","status":"publish","type":"post","link":"https:\/\/www.asiapropertyawards.com\/en\/indonesian-bank-subdises-housing-loans-to-make-cheap-homes-accessible\/","title":{"rendered":"Indonesian Bank subsidises housing loans to make cheap homes accessible"},"content":{"rendered":"

Bank Rakyat Indonesia continues supporting the government so\u00a0people\u00a0can access comfortable home financing<\/span>\u00a0<\/span><\/p>\n

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74 percent of Indonesians do not have a permanent home, as stated by Herry Trisaputra Zuna, director-general of infrastructure financing for public works and housing at the PUPR Ministry.\u00a0\u00a0Horizonman\/Shutterstock<\/figcaption><\/figure>\n

According to Antara News<\/a>, public housing savings agency BP Tapera and state-owned Bank Rakyat Indonesia\u00a0(BRI)\u00a0are partnering up\u00a0to strengthen cheap housing financing and aid people in purchasing affordable and livable homes across Indonesia.\u00a0<\/span>\u00a0<\/span><\/p>\n

Agus\u00a0Noorsanto, director at BRI\u2019s institutional and state-owned enterprises, said,\u00a0<\/span>“BRI cooperates with BP Tapera in data bank management that links information between developers’ supply and demand from the Housing Financing Liquidity Facilities (FLPP) applicants.\u201d\u00a0<\/span>\u00a0<\/span><\/p>\n

BRI has helped\u00a0subsidised\u00a0housing loans for more than 19,298 customers as of the end of August 2021, said\u00a0Noorsanto.\u00a0<\/span>\u00a0<\/span><\/p>\n

BRI conducted the financing to continue supporting government\u00a0programmes,\u00a0so that decent, safe, cheap, and comfortable home financing\u00a0is available to people.\u00a0<\/span>\u00a0<\/span><\/p>\n

However, accessible and cheap home financing solutions can be a challenge to many parties, said BRI consumer director\u00a0Handayani.\u00a0<\/span>\u00a0<\/span><\/p>\n

She explained that some hurdles include providing housing facilities and meeting various needs of affordable housing for everyone.\u00a0<\/span>\u00a0<\/span><\/p>\n

The ecosystem integration in-home financing carried out by the Public Works and Public Housing Ministry (PUPR), Finance Ministry, Bappenas (National Development Planning Agency), and related stakeholders, is expected to support the availability of affordable homes with adequate facilities and quality.<\/span>\u00a0<\/span><\/p>\n

“BRI is ready to give support and serve BP Tapera in registration and dues from the informal sector through BRI networks like\u00a0BRILink\u00a0Agents,”\u00a0Handayani\u00a0said.<\/span>\u00a0<\/span><\/p>\n

Moreover, 74 percent of Indonesians do not have a permanent home, as stated by Herry Trisaputra Zuna, director-general of infrastructure financing for public works and housing at the PUPR Ministry.\u00a0<\/span>\u00a0<\/span><\/p>\n

More than 32 percent are renting, while 42\u00a0percent\u00a0are residing at other people\u2019s homes.\u00a0<\/span>\u00a0<\/span><\/p>\n

More: Indonesian government makes a roadmap to drive digital transformation<\/strong><\/a><\/p>\n

Therefore, the biggest challenge faced by the government\u00a0regarding\u00a0housing is providing homes\u00a0for\u00a0everyone.<\/span>\u00a0<\/span><\/p>\n

“(This can be achieved through) Industrialisation of construction, cheap houses that can reduce construction costs, the availability of livable homes with green environments, and access to housing financing to non-fixed income communities and housing microfinance,” he said.<\/span><\/p>\n

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The Property Report editors wrote this article. For more information, email:\u00a0propertyreport@propertyguru.com<\/a>.<\/em><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Bank Rakyat Indonesia continues supporting the government so\u00a0people\u00a0can access comfortable home financing\u00a0<\/p>\n","protected":false},"author":12,"featured_media":25385,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[92,1],"tags":[695,2375,154,512],"class_list":["post-25384","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-property-report","tag-affordable-housing","tag-financing","tag-indonesia","tag-residential","news_country-indonesia","news_author-property-report"],"acf":[],"yoast_head":"\nIndonesian Bank subsidises housing loans to make cheap homes accessible | Asia Property Awards<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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